{"id":33168,"date":"2026-11-04T09:45:53","date_gmt":"2026-11-04T12:45:53","guid":{"rendered":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=33168"},"modified":"2026-11-04T09:45:53","modified_gmt":"2026-11-04T12:45:53","slug":"prestamos-personales-por-hasta-50-millones-quienes-pueden-acceder-y-a-que-tasa-en-noviembre-2026","status":"publish","type":"post","link":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=33168","title":{"rendered":"Pr\u00e9stamos personales por hasta $50 millones: qui\u00e9nes pueden acceder y a qu\u00e9 tasa en noviembre 2026"},"content":{"rendered":"<div class=\"ai-tools\"><button type=\"button\" class=\"ai-tools-item\" aria-pressed=\"false\" aria-busy=\"true\" disabled id=\"ai-tool-listen\"><span class=\"ai-tools-icon\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14.99 9.22417C14.89 8.65466 14.5799 8.25501 14.0497 8.0352C14.0096 8.01522 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class=\"ai-tools-item\" aria-pressed=\"false\" aria-busy=\"true\" disabled id=\"ai-tool-keypoints\"><span class=\"ai-tools-icon\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5.99679 1H12.4609C13.0887 1 13.6 1.52731 13.6 2.17489V13.8251C13.6 14.4727 13.0887 15 12.4609 15H3.53913C2.91126 15 2.39999 14.4727 2.39999 13.8251V9.19802V4.57092L5.99679 1Z\" stroke=\"#e46211\" stroke-width=\"1.2\" stroke-miterlimit=\"10\"><\/path><path d=\"M2.39999 5.38502H6.94416V3.94555V1\" stroke=\"#e46211\" stroke-width=\"1.2\" stroke-miterlimit=\"10\"><\/path><path d=\"M10.491 12.2L5.50657 12.2C5.32834 12.2 5.2037 11.8667 5.20008 11.517C5.19587 11.1484 5.32111 10.8 5.50657 10.8L10.4813 10.8C10.6632 10.8 10.795 11.105 10.7998 11.4804C10.8047 11.8341 10.6842 12.2 10.491 12.2Z\" fill=\"#e46211\"><\/path><path d=\"M10.491 9.4L5.50657 9.4C5.32834 9.4 5.2037 9.0666 5.20008 8.71694C5.19587 8.34831 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srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=992&amp;height=558&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=768&amp;height=432&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=577&amp;height=325&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=420&amp;height=236&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"pesos argentina billetes\" class=\"global-image\" decoding=\"async\" fetchpriority=\"high\" height=\"1080\" loading=\"eager\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/JYIQWDVPB5HKHIL2Y2CF5CN3OM.jpg?auth=4521638656de402416a6b59c062baeb1a9c3d2bc11a0e1998276b226d4320f17&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" width=\"1920\"><\/picture><\/div>\n<div class=\"sharebar-container display_flex sharebar-new\" style=\"opacity:1\">\n<div class=\"share-bar-article-date-container \"><span class=\"sharebar-article-date\">04 Nov, 2026 06:50 a. m. EST<\/span><\/div>\n<div class=\"sharebar-buttons-container display_flex\">\n<div aria-label=\"Guardar\" class=\"sharebar-buttons button-save\" role=\"button\" tabindex=\"0\"><svg width=\"9\" height=\"12\" viewbox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"saved-icon saved\"><path d=\"M6.64286 0.5V9.31687L4.1116 7.16407L4.11106 7.16361C3.79894 6.89891 3.34392 6.89891 3.03179 7.16361L3.03126 7.16407L0.5 9.31687V0.5H6.64286Z\"><\/path><\/svg><span class=\"buttons-save-text\">Guardar<\/span><\/div>\n<div class=\"sharebar-buttons-separator\"><\/div>\n<p><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Telegram\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M24.9696 12.5511L10.3405 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18.9315H20.2236V27H17.3629L17.3544 26.9921Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Whatsapp\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M21.2863 19.9439C21.0997 19.8551 20.9664 19.9262 20.8419 20.0861C20.6731 20.3261 20.4687 20.5483 20.2909 20.7794C20.1665 20.9393 20.0243 20.9749 19.8376 20.8949C18.6645 20.4239 17.7757 19.6506 17.1269 18.5841C17.0292 18.4242 17.038 18.2997 17.1536 18.1575C17.3225 17.9531 17.4824 17.7576 17.6157 17.5354C17.678 17.4287 17.7135 17.2599 17.678 17.1532C17.4735 16.6111 17.2425 16.0867 17.0114 15.5535C16.9669 15.4557 16.8781 15.3313 16.7892 15.3224C16.4248 15.2602 16.0426 15.1891 15.7316 15.4912C15.1094 16.0778 14.8784 16.7977 15.0383 17.6243C15.1805 18.3619 15.5983 18.9663 16.0426 19.5618C16.887 20.6638 17.8646 21.6237 19.1622 22.1925C19.7932 22.4769 20.4331 22.7613 21.1441 22.7613C21.2685 22.7613 21.393 22.7613 21.5085 22.7346C22.4506 22.5391 23.1172 22.0058 23.0816 21.0193C23.0816 20.9216 23.0194 20.7794 22.9483 20.7438C22.3973 20.4594 21.8462 20.2017 21.2863 19.9439Z\" fill=\"#555555\"><\/path><path d=\"M26.9482 17.8724C26.3972 13.4642 22.1401 10.3447 17.7229 11.1179C12.6481 11.9977 9.71521 17.2859 11.6883 21.9963C12.1948 22.6629 12.0615 23.3472 11.8216 24.0849C11.5105 25.027 11.2794 26.0046 11.0039 27C11.1194 26.9733 11.1994 26.9644 11.2794 26.9378C12.5059 26.6178 13.7324 26.3068 14.9411 25.9868C15.1544 25.9335 15.3144 25.9602 15.5099 26.0579C17.1719 26.8667 18.9227 27.0978 20.718 26.7067C24.833 25.7913 27.4548 22.0496 26.9305 17.8902L26.9482 17.8724ZM20.0515 25.4624C18.4784 25.7113 17.003 25.3913 15.6166 24.6003C15.5099 24.5381 15.3411 24.5115 15.2077 24.547C14.4612 24.7248 13.7146 24.9292 12.9147 25.1336C13.1192 24.3693 13.3058 23.6672 13.5102 22.9473C13.5635 22.7606 13.5369 22.6273 13.4391 22.4673C11.0039 18.5479 13.1014 13.5442 17.6163 12.5043C21.2868 11.6511 25.0285 14.1841 25.5884 17.908C26.1395 21.5519 23.6954 24.8936 20.0515 25.4624Z\" fill=\"#555555\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"1\">Distintos bancos p\u00fablicos y privados mantienen en noviembre l\u00edneas de pr\u00e9stamos personales que permiten solicitar <b>hasta $50 millones<\/b>, aunque los requisitos, los plazos y el costo financiero cambian seg\u00fan la entidad y la vinculaci\u00f3n del cliente con el banco.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-1\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"2\">El monto m\u00e1ximo no implica una aprobaci\u00f3n autom\u00e1tica. Cada entidad eval\u00faa los ingresos, el nivel de endeudamiento, la antig\u00fcedad laboral y el perfil crediticio antes de definir el importe final y las condiciones de devoluci\u00f3n.<\/p>\n<div class=\"inline ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline\" data-ad-slot=\"infobae\/economia\/nota\/inline\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline\" class=\"infobae\/economia\/nota\/inline arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"3\">El <b>Banco de la Naci\u00f3n Argentina (BNA)<\/b> publica una l\u00ednea de pr\u00e9stamos personales desde $1 mill\u00f3n y hasta <b>$100 millones<\/b> para clientes que perciben sus haberes a trav\u00e9s de la entidad. El plazo de pago llega a <b>72 meses<\/b>, con sistema de amortizaci\u00f3n franc\u00e9s. <\/p>\n<div class=\"marfeel-recommender marfeel-recommender-3\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"4\">De acuerdo a lo informado por el banco, la <b>tasa nominal anual (TNA) es fija y se ubica en el 49 por ciento<\/b>. Por su parte, la tasa efectiva anual (TEA) es del 61,65% y el costo financiero total (CFT) alcanza el 78,38% para el caso de la TEA. El BNA aclara que esas tasas corresponden a un pr\u00e9stamo tomado como ejemplo de $2 millones a 72 meses.<\/p>\n<div class=\"inline_2 ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline_2\" data-ad-slot=\"infobae\/economia\/nota\/inline_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline_2\" class=\"infobae\/economia\/nota\/inline_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline_2\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"5\">La alternativa est\u00e1 dirigida a personas humanas cuya edad al terminar de pagar el cr\u00e9dito no supere la prevista para acceder a la jubilaci\u00f3n. Tambi\u00e9n deben autorizar el d\u00e9bito de las cuotas desde la cuenta en la que reciben los haberes.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-5\"><\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=992&amp;height=554&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=768&amp;height=429&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=577&amp;height=322&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=420&amp;height=234&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Manos con una lapicera sobre un formulario de cr\u00e9dito personal junto a billetes de mil pesos argentinos sobre una mesa de granito.\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"1536\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/4PIT4I7SI5DFHGGTPXIH63R6SM.png?auth=924a74dc1516f9ab61952b865b46fc46e00cebd678b56782db2d3a4ccdefd54f&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" width=\"2752\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"6\">Entre los potenciales destinatarios figuran empleados de planta permanente con al menos seis meses de antig\u00fcedad, contratados bajo el r\u00e9gimen previsto en el art\u00edculo 9\u00b0 de la Ley Marco de Regulaci\u00f3n de Empleo P\u00fablico Nacional y determinados trabajadores temporarios o contratados. Para quienes acreditan el sueldo en el banco, la antig\u00fcedad m\u00ednima se reduce a tres meses.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"7\">La primera cuota no puede exceder el <b>35% del haber mensual<\/b>. El BNA aclara que puede requerir un codeudor o garante solidario luego de la evaluaci\u00f3n de la solicitud.<\/p>\n<div class=\"ad_1 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_1\" data-ad-slot=\"infobae\/economia\/nota\/ad_1\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_1\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_1\" class=\"infobae\/economia\/nota\/ad_1 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_1\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"8\">La informaci\u00f3n oficial consultada indica que <b>la tasa se mantiene fija durante toda la vida del pr\u00e9stamo<\/b> en algunas de sus l\u00edneas.<\/p>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"creditos-a-60-meses-y-tasa-fija\">Cr\u00e9ditos a 60 meses y tasa fija<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"9\">No solo el Naci\u00f3n ofrece pr\u00e9stamos a tasa fija. Tambi\u00e9n el <b>Banco Provincia <\/b>cuenta con cr\u00e9ditos con esa condici\u00f3n. En ese caso, el monto m\u00e1ximo es de <b>$50 millones<\/b> para clientes personas humanas que perciben sus haberes en la entidad. El m\u00ednimo es de $100.000 y el plazo puede llegar a 60 meses.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"10\">Para ese grupo, la tasa nominal anual vencida fija es de <b>65,10% <\/b>y el costo financiero total efectivo anual vencido alcanzan el <b>88,51%<\/b>, seg\u00fan el detalle de tasas publicado para el per\u00edodo comprendido entre el 1 y el 30 de noviembre de 2026.<\/p>\n<div class=\"ad_2 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_2\" data-ad-slot=\"infobae\/economia\/nota\/ad_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_2\" class=\"infobae\/economia\/nota\/ad_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_2\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"11\">La cuota mensual puede afectar hasta el <b>35% de los ingresos l\u00edquidos<\/b> del solicitante. El pr\u00e9stamo se puede solicitar a trav\u00e9s de Home Banking BIP, BIP M\u00f3vil, Cuenta DNI \u2014cuando la oferta est\u00e9 habilitada\u2014 o en forma presencial en una sucursal.<\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=992&amp;height=554&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=768&amp;height=429&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=577&amp;height=322&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=420&amp;height=234&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt='Primer plano de una persona sujetando un smartphone con ambas manos. La pantalla del tel\u00e9fono muestra una interfaz con el t\u00edtulo \"Pedir pr\u00e9stamo\".' class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"1536\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" width=\"2752\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"12\">El banco inform\u00f3 que, para un pr\u00e9stamo de $1 mill\u00f3n a 60 meses, <b>la primera cuota de capital e inter\u00e9s es de 56.629,16 pesos<\/b>. El cr\u00e9dito incluye seguro de vida sin costo y utiliza el sistema franc\u00e9s.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"13\">Los \u201cno clientes\u201d tambi\u00e9n tiene la opci\u00f3n de solicitar un pr\u00e9stamo en Banco Provincia, pero en ese caso <b>el tope se reduce a $3 millones y el plazo m\u00e1ximo es de 24 meses<\/b>. En ese segmento, la tasa nominal anual vencida asciende a <b>78,90%<\/b>, mientras que el costo financiero total efectivo anual vencido llega a <b>114,72%<\/b>. La relaci\u00f3n m\u00e1xima entre cuota e ingresos baja al 30 por ciento.<\/p>\n<div class=\"ad_3 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_3\" data-ad-slot=\"infobae\/economia\/nota\/ad_3\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_3\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_3\" class=\"infobae\/economia\/nota\/ad_3 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_3\"><\/div>\n<\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"las-alternativas-en-el-bbva\">Las alternativas en el BBVA<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"14\">El banco<b> BBVA<\/b> ofrece pr\u00e9stamos personales a un plazo de<b> entre seis y 72 meses<\/b>, con tasa fija y sistema de amortizaci\u00f3n franc\u00e9s. El monto m\u00ednimo es de $10.000, mientras que el l\u00edmite alcanza <b>$60 millones para operaciones online<\/b> y <b>$70 millones para solicitudes realizadas en sucursales.<\/b><\/p>\n<p class=\"paragraph\" data-paragraph-number=\"15\">La entidad establece una <b>TNA de 109%<\/b> para los plazos de seis, 12, 24, 36, 48, 60 y 72 meses. La tasa efectiva anual es de 183,86% para los pr\u00e9stamos de hasta 60 meses y de 183,88% para la financiaci\u00f3n a 72 meses.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"16\">El costo financiero total efectivo anual cambia seg\u00fan el plazo. Llega a <b>242,31% a seis meses<\/b>, 243,39% a 12 meses y 243,22% para per\u00edodos de 24, 36, 48, 60 y 72 meses.<\/p>\n<div class=\"ad_4 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_4\" data-ad-slot=\"infobae\/economia\/nota\/ad_4\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_4\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_4\" class=\"infobae\/economia\/nota\/ad_4 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_4\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"17\">Las tasas mencionadas tienen vigencia hasta el 30 de noviembre, aunque el banco aclara que la tasa final se define seg\u00fan la calificaci\u00f3n crediticia del cliente. Otro punto a tener en cuenta, es que el costo financiero total incorpora capital, intereses, impuestos y cargos.<\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=992&amp;height=558&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=768&amp;height=432&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=577&amp;height=325&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=420&amp;height=236&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Nuevo Billete 10000 pesos argentinos\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"1080\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/XDGOOWIRIFAGNC7T446OTZRN2U.jpg?auth=d28b5625084e61b78192f68de64f63fd74c25869866410351934f482ed5f8ca6&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" width=\"1920\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"18\">Un ejemplo publicado por la entidad para un cr\u00e9dito de $100.000 a 72 meses, con una tasa nominal anual de 109%, arroja una <b>primera cuota estimada de 11.106,85 pesos<\/b>. El importe puede variar seg\u00fan la fecha de liquidaci\u00f3n y la fecha de vencimiento de cada cuota.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"19\">Los solicitantes de <b>pr\u00e9stamos personales de BBVA<\/b> deben tener entre 18 y 74 a\u00f1os. Los empleados en relaci\u00f3n de dependencia que cobran sus haberes en la entidad necesitan una antig\u00fcedad laboral m\u00ednima de tres meses.<\/p>\n<div class=\"ad_5 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_5\" data-ad-slot=\"infobae\/economia\/nota\/ad_5\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_5\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_5\" class=\"infobae\/economia\/nota\/ad_5 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_5\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"20\">Quienes trabajan en relaci\u00f3n de dependencia y no acreditan el sueldo en la entidad privada deben contar con un a\u00f1o de antig\u00fcedad. El mismo requisito se aplica a profesionales independientes, mientras que comerciantes y aut\u00f3nomos necesitan dos a\u00f1os de actividad vigente.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"21\">Las condiciones, tasas y montos informados por las entidades corresponden a sus publicaciones oficiales y pueden cambiar seg\u00fan la evaluaci\u00f3n crediticia, el canal de contrataci\u00f3n y la situaci\u00f3n de cada solicitante.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>EscucharPuntos claveResumen 04 Nov, 2026 06:50 a. m. EST Guardar Distintos bancos p\u00fablicos y privados mantienen en noviembre l\u00edneas de pr\u00e9stamos personales que permiten solicitar hasta $50 millones, aunque los requisitos, los plazos y el costo financiero cambian seg\u00fan la entidad y la vinculaci\u00f3n del cliente con el banco. El monto m\u00e1ximo no implica una [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":33169,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-33168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/33168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33168"}],"version-history":[{"count":0,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/33168\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/media\/33169"}],"wp:attachment":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}