{"id":30261,"date":"2026-10-13T09:31:47","date_gmt":"2026-10-13T12:31:47","guid":{"rendered":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=30261"},"modified":"2026-10-13T09:31:47","modified_gmt":"2026-10-13T12:31:47","slug":"uno-de-cada-cinco-jovenes-endeudados-tiene-al-menos-un-prestamo-en-mora-con-una-billetera-virtual","status":"publish","type":"post","link":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=30261","title":{"rendered":"Uno de cada cinco j\u00f3venes endeudados tiene al menos un pr\u00e9stamo en mora con una billetera virtual"},"content":{"rendered":"<div class=\"ai-tools\"><button type=\"button\" class=\"ai-tools-item\" aria-pressed=\"false\" aria-busy=\"true\" disabled id=\"ai-tool-listen\"><span class=\"ai-tools-icon\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14.99 9.22417C14.89 8.65466 14.5799 8.25501 14.0497 8.0352C14.0096 8.01522 13.9696 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fill=\"#e46211\"><\/path><path d=\"M5.08646 8.4948C5.04645 8.18507 4.74634 7.98525 4.45623 8.06518C4.21615 8.13512 4.0761 8.32495 4.0761 8.60471C4.0761 9.40401 4.0761 10.2133 4.0761 11.0126C4.0761 11.8119 4.0761 12.6312 4.0761 13.4505C4.0761 13.8401 4.44623 14.0899 4.78635 13.9401C5.03644 13.8301 5.10647 13.6203 5.10647 13.3606C5.10647 11.8019 5.10647 10.2333 5.10647 8.67464C5.10647 8.6147 5.10647 8.55475 5.09646 8.4948H5.08646Z\" fill=\"#e46211\"><\/path><path d=\"M11.2587 8.08516C11.0386 8.16509 10.9185 8.36492 10.9185 8.66465C10.9185 10.2333 10.9185 11.8119 10.9185 13.3805C10.9185 13.4405 10.9185 13.4904 10.9285 13.5504C10.9586 13.7902 11.1686 13.98 11.4087 13.99C11.7188 14 11.9489 13.7802 11.9489 13.4405C11.9489 12.6412 11.9489 11.8319 11.9489 11.0326V10.1933C11.9489 9.65379 11.9489 9.10427 11.9489 8.56474C11.9489 8.19506 11.5888 7.95527 11.2587 8.08516Z\" fill=\"#e46211\"><\/path><\/svg><\/span><span class=\"ai-tools-label\">Escuchar<\/span><\/button><button type=\"button\" class=\"ai-tools-item\" aria-pressed=\"false\" aria-busy=\"true\" disabled id=\"ai-tool-keypoints\"><span class=\"ai-tools-icon\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5.99679 1H12.4609C13.0887 1 13.6 1.52731 13.6 2.17489V13.8251C13.6 14.4727 13.0887 15 12.4609 15H3.53913C2.91126 15 2.39999 14.4727 2.39999 13.8251V9.19802V4.57092L5.99679 1Z\" stroke=\"#e46211\" stroke-width=\"1.2\" stroke-miterlimit=\"10\"><\/path><path d=\"M2.39999 5.38502H6.94416V3.94555V1\" stroke=\"#e46211\" stroke-width=\"1.2\" stroke-miterlimit=\"10\"><\/path><path d=\"M10.491 12.2L5.50657 12.2C5.32834 12.2 5.2037 11.8667 5.20008 11.517C5.19587 11.1484 5.32111 10.8 5.50657 10.8L10.4813 10.8C10.6632 10.8 10.795 11.105 10.7998 11.4804C10.8047 11.8341 10.6842 12.2 10.491 12.2Z\" fill=\"#e46211\"><\/path><path d=\"M10.491 9.4L5.50657 9.4C5.32834 9.4 5.2037 9.0666 5.20008 8.71694C5.19587 8.34831 5.32111 8 5.50657 8L10.4813 8C10.6632 8 10.795 8.30494 10.7998 8.68035C10.8047 9.03408 10.6842 9.4 10.491 9.4Z\" fill=\"#e46211\"><\/path><\/svg><\/span><span class=\"ai-tools-label\">Puntos clave<\/span><\/button><button type=\"button\" class=\"ai-tools-item\" aria-pressed=\"false\" aria-busy=\"true\" disabled id=\"ai-tool-summary\"><span class=\"ai-tools-icon\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M10.1798 2.50989H2.00488C1.45082 2.50989 0.999667 2.97515 0.999667 3.54653V13.8259C0.999667 14.3973 1.45082 14.8626 2.00488 14.8626H9.87772C10.4318 14.8626 10.8829 14.3973 10.8829 13.8259V9.74329V8.13118\" stroke=\"#e46211\" stroke-width=\"1.5\" stroke-miterlimit=\"10\"><\/path><path d=\"M10.1892 0.937134C10.6648 0.938475 11.1562 1.16366 11.4167 1.62561C11.55 1.86167 11.6275 2.09395 11.6863 2.31506C11.7155 2.42487 11.7409 2.53449 11.7654 2.63831C11.7901 2.74317 11.8143 2.84342 11.8425 2.94202C11.9524 3.32501 12.1244 3.68637 12.6199 4.0387C12.813 4.1759 13.0533 4.26585 13.323 4.34534C13.5791 4.42077 13.8884 4.49238 14.1492 4.58362C14.4177 4.6776 14.6844 4.80688 14.8826 5.02698C15.086 5.25292 15.1994 5.55472 15.2 5.95667C15.2005 6.36975 15.0629 6.67221 14.8289 6.89612C14.6041 7.11103 14.3039 7.24024 14.0056 7.34241C13.8552 7.39392 13.6973 7.44108 13.5447 7.48792C13.3904 7.53527 13.2391 7.5828 13.0935 7.63733C12.801 7.74696 12.5446 7.87952 12.3503 8.07385C12.0286 8.39622 11.9022 8.69439 11.8142 9.0094C11.7284 9.31674 11.669 9.70188 11.4919 10.0973C11.021 11.1507 9.52066 11.2437 8.96753 10.2555L8.91675 10.1569C8.78168 9.86581 8.70167 9.59099 8.63452 9.34045C8.56606 9.08502 8.51334 8.86637 8.43335 8.65979C8.3555 8.45883 8.25391 8.27717 8.09253 8.10901C7.93025 7.94001 7.69993 7.776 7.35522 7.62073H7.35425C7.21051 7.55596 7.0298 7.5073 6.82104 7.45471C6.61857 7.40371 6.39051 7.3487 6.17847 7.27405C5.75409 7.12455 5.32309 6.86818 5.22729 6.30334C5.147 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srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BW2GMJ7FZFCNJCMDBUH5W3JFXY.JPG?auth=3fa5048723a299c203df0f414bff77f020c3e7b3dbce0d7fc5ddcb1491623690&amp;smart=true&amp;width=992&amp;height=661&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BW2GMJ7FZFCNJCMDBUH5W3JFXY.JPG?auth=3fa5048723a299c203df0f414bff77f020c3e7b3dbce0d7fc5ddcb1491623690&amp;smart=true&amp;width=768&amp;height=512&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BW2GMJ7FZFCNJCMDBUH5W3JFXY.JPG?auth=3fa5048723a299c203df0f414bff77f020c3e7b3dbce0d7fc5ddcb1491623690&amp;smart=true&amp;width=577&amp;height=385&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BW2GMJ7FZFCNJCMDBUH5W3JFXY.JPG?auth=3fa5048723a299c203df0f414bff77f020c3e7b3dbce0d7fc5ddcb1491623690&amp;smart=true&amp;width=420&amp;height=280&amp;quality=85\" 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EST<\/span><\/div>\n<div class=\"sharebar-buttons-container display_flex\">\n<div aria-label=\"Guardar\" class=\"sharebar-buttons button-save\" role=\"button\" tabindex=\"0\"><svg width=\"9\" height=\"12\" viewbox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"saved-icon saved\"><path d=\"M6.64286 0.5V9.31687L4.1116 7.16407L4.11106 7.16361C3.79894 6.89891 3.34392 6.89891 3.03179 7.16361L3.03126 7.16407L0.5 9.31687V0.5H6.64286Z\"><\/path><\/svg><span class=\"buttons-save-text\">Guardar<\/span><\/div>\n<div class=\"sharebar-buttons-separator\"><\/div>\n<p><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Telegram\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M24.9696 12.5511L10.3405 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11.8465 11.8055 11.0041 12.787 11.0041C12.8426 11.0041 12.8982 11.0041 12.9537 11.0041C13.9445 10.9363 14.7963 11.7206 14.8611 12.7567C14.8611 12.7954 14.8611 12.8438 14.8611 12.8825C14.8426 13.9283 14.0278 14.761 13.0278 14.7416C12.9907 14.7416 12.9537 14.7416 12.9259 14.7416H12.9074C11.9259 14.8191 11.0741 14.0445 11 13.0181C11 12.9697 11 12.931 11 12.8825H11.0093Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Twitter\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M11.0391 11L17.2165 19.8249L11 27H12.399L17.8415 20.7182L22.2389 27H27L20.475 17.6786L26.2613 11H24.8623L19.85 16.7855L15.8001 11H11.0391ZM13.0965 12.101H15.2838L24.9423 25.8987H22.7551L13.0965 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15.0383 17.6243C15.1805 18.3619 15.5983 18.9663 16.0426 19.5618C16.887 20.6638 17.8646 21.6237 19.1622 22.1925C19.7932 22.4769 20.4331 22.7613 21.1441 22.7613C21.2685 22.7613 21.393 22.7613 21.5085 22.7346C22.4506 22.5391 23.1172 22.0058 23.0816 21.0193C23.0816 20.9216 23.0194 20.7794 22.9483 20.7438C22.3973 20.4594 21.8462 20.2017 21.2863 19.9439Z\" fill=\"#555555\"><\/path><path d=\"M26.9482 17.8724C26.3972 13.4642 22.1401 10.3447 17.7229 11.1179C12.6481 11.9977 9.71521 17.2859 11.6883 21.9963C12.1948 22.6629 12.0615 23.3472 11.8216 24.0849C11.5105 25.027 11.2794 26.0046 11.0039 27C11.1194 26.9733 11.1994 26.9644 11.2794 26.9378C12.5059 26.6178 13.7324 26.3068 14.9411 25.9868C15.1544 25.9335 15.3144 25.9602 15.5099 26.0579C17.1719 26.8667 18.9227 27.0978 20.718 26.7067C24.833 25.7913 27.4548 22.0496 26.9305 17.8902L26.9482 17.8724ZM20.0515 25.4624C18.4784 25.7113 17.003 25.3913 15.6166 24.6003C15.5099 24.5381 15.3411 24.5115 15.2077 24.547C14.4612 24.7248 13.7146 24.9292 12.9147 25.1336C13.1192 24.3693 13.3058 23.6672 13.5102 22.9473C13.5635 22.7606 13.5369 22.6273 13.4391 22.4673C11.0039 18.5479 13.1014 13.5442 17.6163 12.5043C21.2868 11.6511 25.0285 14.1841 25.5884 17.908C26.1395 21.5519 23.6954 24.8936 20.0515 25.4624Z\" fill=\"#555555\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"1\">En un contexto en que la irregularidad en los cr\u00e9ditos se mantiene elevada, el<b> 19,4%<\/b> de los deudores j\u00f3venes registra por lo menos una l\u00ednea de <a rel=\"noopener noreferrer\" href=\"https:\/\/www.infobae.com\/economia\/2026\/10\/07\/menos-ingresos-y-mayor-morosidad-el-54-de-los-argentinos-dejo-de-pagar-o-se-atraso-en-algun-pago-segun-un-informe-privado\/\" target=\"_blank\" title=\"https:\/\/www.infobae.com\/economia\/2026\/10\/07\/menos-ingresos-y-mayor-morosidad-el-54-de-los-argentinos-dejo-de-pagar-o-se-atraso-en-algun-pago-segun-un-informe-privado\/\">deuda morosa<\/a> con una fintech, frente al 7,9% que presenta atrasos con entidades bancarias. La diferencia convierte a los j\u00f3venes en el \u00fanico grupo etario en el que las plataformas financieras superan a los bancos en la proporci\u00f3n de clientes con deudas impagas.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-1\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"2\">Seg\u00fan un informe del Instituto Argentina Grande (IAG), el indicador ubica a los j\u00f3venes como el \u00fanico grupo etario en el que las entidades financieras tecnol\u00f3gicas concentran una mayor proporci\u00f3n de deudores en mora que los bancos. Entre ese segmento, el 7,9% ten\u00eda al menos una deuda impaga con entidades bancarias. <\/p>\n<div class=\"inline ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline\" data-ad-slot=\"infobae\/economia\/nota\/inline\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline\" class=\"infobae\/economia\/nota\/inline arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"3\">El sistema financiero acumul\u00f3 <b>5.715.202 personas con deudas morosas<\/b>, una cifra equivalente al <b>12% <\/b>de la poblaci\u00f3n, de acuerdo con el relevamiento. Los bancos y las fintech reunieron la mayor cantidad de casos.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-3\"><\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=992&amp;height=357&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=768&amp;height=277&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=577&amp;height=208&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=420&amp;height=151&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=350&amp;height=126&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Tabla de calor con datos num\u00e9ricos sobre deudores morosos por edad y tipo de entidad acreedora, con una escala de color rojo\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"627\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/ZWYNUNLNVJDHHIZZ56ESFFIOJE.png?auth=198bfceaecb1b0201e16ead471dbbef63ff3c3321d1ef92a885ce6ec828fc24b&amp;smart=true&amp;width=350&amp;height=126&amp;quality=85\" width=\"1740\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"4\">La deuda morosa con fintech pierde peso a medida que aumenta la edad de los clientes. El informe se\u00f1ala que la relaci\u00f3n se invierte en los grupos de mayor edad, donde los bancos re\u00fanen m\u00e1s deudores con atrasos que las plataformas financieras.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"5\">En la franja de 15 a 20 a\u00f1os, se registraron <b>53.445 casos de mora en fintech<\/b>, frente a<b> 21.669 en bancos. <\/b>El total de deudores morosos de ese grupo alcanz\u00f3 las 95.825 personas.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-5\"><\/div>\n<div class=\"inline_2 ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline_2\" data-ad-slot=\"infobae\/economia\/nota\/inline_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline_2\" class=\"infobae\/economia\/nota\/inline_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline_2\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"6\">Entre quienes tienen de 21 a 35 a\u00f1os, los bancos concentraron 905.007 deudores morosos y las fintech, 667.055. El segmento fue el de mayor volumen, con <b>2.188.442 personas<\/b> con al menos una deuda en mora dentro del sistema.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"7\">Los bancos acumularon 2.468.367 registros de deudores morosos, seguidos por las fintech, con 1.533.434. Las otras emisoras de tarjetas sumaron 1.261.470 casos y las entidades financieras no bancarias, 804.697.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"8\">En el tramo de 36 a 50 a\u00f1os hubo 922.075 deudores morosos en bancos y 557.217 en fintech. Para las personas de 51 a 65 a\u00f1os, las cifras descendieron a 429.878 y 206.194, respectivamente.<\/p>\n<div class=\"ad_1 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_1\" data-ad-slot=\"infobae\/economia\/nota\/ad_1\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_1\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_1\" class=\"infobae\/economia\/nota\/ad_1 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_1\"><\/div>\n<\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=992&amp;height=558&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=768&amp;height=432&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=577&amp;height=325&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=420&amp;height=236&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Dos manos sostienen un tel\u00e9fono celular sobre una mesa de madera con una pantalla que muestra la notificaci\u00f3n de un cr\u00e9dito aprobado.\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"864\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/TW5UC7ZR2RBBBI255JRKREWUQA.png?auth=adfc1962f7943a38fcb1e6c76a5004cc0d5d3615ef004d666b72e607b322df04&amp;smart=true&amp;width=350&amp;height=197&amp;quality=85\" width=\"1536\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"9\">Entre los mayores de 66 a\u00f1os, los bancos registraron 189.738 casos de mora, mientras que las fintech reunieron 49.523. El total de deudores morosos de ese grupo fue de 404.903.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"10\">Cabe destacar que en julio, el 38,1% de los deudores de entre 15 y 29 a\u00f1os ten\u00eda al menos una deuda en mora, frente al 31,73% entre quienes tienen entre 30 y 44 a\u00f1os y al 23,05% en el grupo de 45 a 59 a\u00f1os. La proporci\u00f3n baja al 16,77% entre las personas de 60 a 74 a\u00f1os y al 14,47% entre quienes tienen 75 a\u00f1os o m\u00e1s.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"11\">Adem\u00e1s, ese mismo mes 882.173 deudores ten\u00edan compromisos transferidos a empresas de cobranza, una cifra que crece con fuerza desde mediados de 2025. Once entidades concentran estas carteras, que representan el 9,6% de las l\u00edneas de cr\u00e9dito en mora y el 3,6% del monto total, y alcanzan al 15% de los deudores morosos. El IAG advierte que estas agencias pueden recurrir a pr\u00e1cticas de presi\u00f3n y hostigamiento para recuperar las deudas.<\/p>\n<div class=\"ad_2 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_2\" data-ad-slot=\"infobae\/economia\/nota\/ad_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_2\" class=\"infobae\/economia\/nota\/ad_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_2\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"12\">El Centro de Estudios para la Ciudad incorpor\u00f3 una herramienta para seguir la evoluci\u00f3n de quienes renegociaron sus obligaciones entre abril y agosto de 2026. Seg\u00fan los resultados, el <b>50,6% permaneci\u00f3 en la misma categor\u00eda de morosidad<\/b>, mientras que el 30,5% consigui\u00f3 mejorar su situaci\u00f3n.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"13\">\u201cEl problema no tiene tanto que ver con esa necesidad de las personas de poder refinanciar la mora, sino que el problema radica en los ingresos\u201d, afirm\u00f3 el director del centro, <b>Mariano Almeyda<\/b>, en di\u00e1logo con Infobae en Vivo.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"14\">\u201cSe puede refinanciar reiteradamente o hacerlo una sola vez, pero siempre se estar\u00e1 condicionado a la imposibilidad de generar m\u00e1s ingresos para cancelar la deuda refinanciada\u201d, sostuvo.<\/p>\n<div class=\"ad_3 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_3\" data-ad-slot=\"infobae\/economia\/nota\/ad_3\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_3\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_3\" class=\"infobae\/economia\/nota\/ad_3 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_3\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>EscucharPuntos claveResumen 13 Oct, 2026 08:03 a. m. EST Guardar En un contexto en que la irregularidad en los cr\u00e9ditos se mantiene elevada, el 19,4% de los deudores j\u00f3venes registra por lo menos una l\u00ednea de deuda morosa con una fintech, frente al 7,9% que presenta atrasos con entidades bancarias. La diferencia convierte a los [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/30261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30261"}],"version-history":[{"count":0,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/30261\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/media\/21794"}],"wp:attachment":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}