{"id":24963,"date":"2026-09-03T20:43:42","date_gmt":"2026-09-03T23:43:42","guid":{"rendered":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=24963"},"modified":"2026-09-03T20:43:42","modified_gmt":"2026-09-03T23:43:42","slug":"perfiles-de-riesgo-el-banco-central-lanzo-una-herramienta-para-detectar-cuentas-asociadas-a-fraudes-y-juego-ilegal","status":"publish","type":"post","link":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=24963","title":{"rendered":"\u201cPerfiles de riesgo\u201d: el Banco Central lanz\u00f3 una herramienta para detectar cuentas asociadas a fraudes y juego ilegal"},"content":{"rendered":"<div class=\"visual__image image-initial-width\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=992&amp;height=541&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=768&amp;height=419&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=577&amp;height=315&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=420&amp;height=229&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=350&amp;height=191&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Primer plano de una mano sosteniendo un tel\u00e9fono inteligente en una habitaci\u00f3n oscura con luz azul; al fondo, un teclado de laptop con brillo rojo.\" class=\"global-image\" decoding=\"async\" fetchpriority=\"high\" height=\"768\" loading=\"eager\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/5YVT3IUFAJEVBOY53K7HTUXLME.png?auth=68ad42189931a9ead1944de93133ca45feb206789d7987082a4cf83a4b42ac2e&amp;smart=true&amp;width=350&amp;height=191&amp;quality=85\" width=\"1408\"><\/picture><\/div>\n<div class=\"sharebar-container display_flex sharebar-new\" style=\"opacity:1\">\n<div class=\"share-bar-article-date-container \"><span class=\"sharebar-article-date\">03 Sep, 2026 06:33 p. m. EST<\/span><\/div>\n<div class=\"sharebar-buttons-container display_flex\">\n<div aria-label=\"Guardar\" class=\"sharebar-buttons button-save\" role=\"button\" tabindex=\"0\"><svg width=\"9\" height=\"12\" viewbox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"saved-icon saved\"><path d=\"M6.64286 0.5V9.31687L4.1116 7.16407L4.11106 7.16361C3.79894 6.89891 3.34392 6.89891 3.03179 7.16361L3.03126 7.16407L0.5 9.31687V0.5H6.64286Z\"><\/path><\/svg><span class=\"buttons-save-text\">Guardar<\/span><\/div>\n<div class=\"sharebar-buttons-separator\"><\/div>\n<p><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Telegram\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M24.9696 12.5511L10.3405 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11.8465 11.8055 11.0041 12.787 11.0041C12.8426 11.0041 12.8982 11.0041 12.9537 11.0041C13.9445 10.9363 14.7963 11.7206 14.8611 12.7567C14.8611 12.7954 14.8611 12.8438 14.8611 12.8825C14.8426 13.9283 14.0278 14.761 13.0278 14.7416C12.9907 14.7416 12.9537 14.7416 12.9259 14.7416H12.9074C11.9259 14.8191 11.0741 14.0445 11 13.0181C11 12.9697 11 12.931 11 12.8825H11.0093Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Twitter\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M11.0391 11L17.2165 19.8249L11 27H12.399L17.8415 20.7182L22.2389 27H27L20.475 17.6786L26.2613 11H24.8623L19.85 16.7855L15.8001 11H11.0391ZM13.0965 12.101H15.2838L24.9423 25.8987H22.7551L13.0965 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18.9315H20.2236V27H17.3629L17.3544 26.9921Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Whatsapp\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M21.2863 19.9439C21.0997 19.8551 20.9664 19.9262 20.8419 20.0861C20.6731 20.3261 20.4687 20.5483 20.2909 20.7794C20.1665 20.9393 20.0243 20.9749 19.8376 20.8949C18.6645 20.4239 17.7757 19.6506 17.1269 18.5841C17.0292 18.4242 17.038 18.2997 17.1536 18.1575C17.3225 17.9531 17.4824 17.7576 17.6157 17.5354C17.678 17.4287 17.7135 17.2599 17.678 17.1532C17.4735 16.6111 17.2425 16.0867 17.0114 15.5535C16.9669 15.4557 16.8781 15.3313 16.7892 15.3224C16.4248 15.2602 16.0426 15.1891 15.7316 15.4912C15.1094 16.0778 14.8784 16.7977 15.0383 17.6243C15.1805 18.3619 15.5983 18.9663 16.0426 19.5618C16.887 20.6638 17.8646 21.6237 19.1622 22.1925C19.7932 22.4769 20.4331 22.7613 21.1441 22.7613C21.2685 22.7613 21.393 22.7613 21.5085 22.7346C22.4506 22.5391 23.1172 22.0058 23.0816 21.0193C23.0816 20.9216 23.0194 20.7794 22.9483 20.7438C22.3973 20.4594 21.8462 20.2017 21.2863 19.9439Z\" fill=\"#555555\"><\/path><path d=\"M26.9482 17.8724C26.3972 13.4642 22.1401 10.3447 17.7229 11.1179C12.6481 11.9977 9.71521 17.2859 11.6883 21.9963C12.1948 22.6629 12.0615 23.3472 11.8216 24.0849C11.5105 25.027 11.2794 26.0046 11.0039 27C11.1194 26.9733 11.1994 26.9644 11.2794 26.9378C12.5059 26.6178 13.7324 26.3068 14.9411 25.9868C15.1544 25.9335 15.3144 25.9602 15.5099 26.0579C17.1719 26.8667 18.9227 27.0978 20.718 26.7067C24.833 25.7913 27.4548 22.0496 26.9305 17.8902L26.9482 17.8724ZM20.0515 25.4624C18.4784 25.7113 17.003 25.3913 15.6166 24.6003C15.5099 24.5381 15.3411 24.5115 15.2077 24.547C14.4612 24.7248 13.7146 24.9292 12.9147 25.1336C13.1192 24.3693 13.3058 23.6672 13.5102 22.9473C13.5635 22.7606 13.5369 22.6273 13.4391 22.4673C11.0039 18.5479 13.1014 13.5442 17.6163 12.5043C21.2868 11.6511 25.0285 14.1841 25.5884 17.908C26.1395 21.5519 23.6954 24.8936 20.0515 25.4624Z\" fill=\"#555555\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"1\">El <b>Banco Central de la Rep\u00fablica Argentina (BCRA) <\/b>puso en marcha un sistema de<b> perfiles de riesgo<\/b> para reforzar los controles sobre las transferencias digitales en pos de identificar<b> cuentas asociadas a maniobras fraudulentas y al juego ilegal<\/b>. <\/p>\n<div class=\"marfeel-recommender marfeel-recommender-1\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"2\">La herramienta se elaborar\u00e1 con informaci\u00f3n p\u00fablica y estar\u00e1 disponible para bancos y proveedores de cuentas de pago sin costo. La medida forma parte de la estrategia del BCRA contra el fraude en los pagos electr\u00f3nicos. El organismo entregar\u00e1 informaci\u00f3n a los administradores de transferencias inmediatas, quienes deber\u00e1n utilizarla para construir un<b> perfil de riesgo de cada persona<\/b>.<\/p>\n<div class=\"inline ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline\" data-ad-slot=\"infobae\/economia\/nota\/inline\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline\" class=\"infobae\/economia\/nota\/inline arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"3\">Ese indicador buscar\u00e1 aportar una visi\u00f3n adicional sobre posibles comportamientos inusuales. Luego, los administradores deber\u00e1n distribuirlo de forma gratuita entre las entidades financieras y los proveedores de servicios de pago que ofrecen cuentas de pago (PSPCP).<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-3\"><\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"perfiles-de-riesgo\">Perfiles de riesgo<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"4\">Los bancos y las billeteras virtuales podr\u00e1n aplicar esos perfiles en tres instancias: el monitoreo de transferencias, el registro de nuevos clientes y las revisiones peri\u00f3dicas exigidas por las normas de <b>\u201cconozca a su cliente\u201d<\/b> (KYC, por sus siglas en ingl\u00e9s).<\/p>\n<div class=\"inline_2 ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline_2\" data-ad-slot=\"infobae\/economia\/nota\/inline_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/inline_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/inline_2\" class=\"infobae\/economia\/nota\/inline_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/inline_2\"><\/div>\n<\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=992&amp;height=661&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=768&amp;height=512&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=577&amp;height=385&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=420&amp;height=280&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Los bancos y las billeteras virtuales podr\u00e1n aplicar esos perfiles en distintas instancias. (Foto: Reuters)\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"3334\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/JVW5OVKTMJF2XIOXVWGN4PJM44.JPG?auth=976a2b2d81438d82b7a2c180c484e314e5c53d3d719fe73df80f3c338a66a8a3&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" width=\"5000\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"5\">El comunicado aclara que la aplicaci\u00f3n de la medida tendr\u00e1 una implementaci\u00f3n gradual. No precisa etapas, plazos adicionales ni qu\u00e9 datos p\u00fablicos integrar\u00e1n los perfiles de riesgo.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-5\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"6\">La iniciativa apunta a complementar los mecanismos que ya emplean los participantes del sistema nacional de pagos. Seg\u00fan el BCRA, la nueva herramienta permitir\u00e1 una <b>\u201cvisi\u00f3n sist\u00e9mica\u201d<\/b> para enriquecer los modelos de an\u00e1lisis utilizados en la detecci\u00f3n de maniobras sospechosas.<\/p>\n<div class=\"ad_1 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_1\" data-ad-slot=\"infobae\/economia\/nota\/ad_1\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_1\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_1\" class=\"infobae\/economia\/nota\/ad_1 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_1\"><\/div>\n<\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"identificar-cuentas-vinculadas-con-fraude-o-juego-ilegal\">Identificar cuentas vinculadas con fraude o juego ilegal<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"7\">Uno de los objetivos expresos de la medida es facilitar la detecci\u00f3n temprana de cuentas que podr\u00edan utilizarse para trasladar fondos hacia otras relacionadas con actividades de juego ilegal.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"8\">Para ello, el sistema buscar\u00e1 reconocer <b>\u201cpatrones transaccionales inusuales\u201d<\/b>, de acuerdo con el texto oficial. El perfil de riesgo no reemplazar\u00e1 los controles de cada banco o proveedor de pagos, sino que funcionar\u00e1 como una fuente adicional para sus procesos de monitoreo.<\/p>\n<div class=\"ad_2 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_2\" data-ad-slot=\"infobae\/economia\/nota\/ad_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_2\" class=\"infobae\/economia\/nota\/ad_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_2\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"9\">El BCRA sostuvo que el esquema se basar\u00e1 en un <b>\u201ctratamiento confidencial y responsable de la informaci\u00f3n\u201d<\/b>. La entidad plantea que la coordinaci\u00f3n entre informaci\u00f3n, tecnolog\u00eda y los distintos actores del sistema de pagos permitir\u00e1 fortalecer la seguridad de las operaciones y la confianza de los usuarios de transferencias electr\u00f3nicas. <\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=992&amp;height=661&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=768&amp;height=512&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=577&amp;height=385&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=420&amp;height=280&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Primer plano de una mano sosteniendo un smartphone con una alerta de estafa en WhatsApp. Al fondo, una bandera de Colombia y una cabina de votaci\u00f3n.\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"1024\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/SGJ537D2SJGUDLI6JQUU64G3KU.png?auth=979269568b7b969e2b80622539f551878e7c565f59711697aa213bfdd03acba2&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" width=\"1536\"><\/picture><\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"que-hacer-si-una-persona-fue-victima-de-una-estafa\">Qu\u00e9 hacer si una persona fue v\u00edctima de una estafa<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"10\">Ante una operaci\u00f3n no reconocida \u2014como una transferencia, compra, retiro, pr\u00e9stamo o acceso no autorizado al<b> homebanking<\/b>, una aplicaci\u00f3n bancaria o una billetera digital\u2014, el primer paso es comunicarse de inmediato con la entidad involucrada. El usuario puede pedir el bloqueo de cuentas, tarjetas o accesos y debe dejar asentado un reclamo formal.<\/p>\n<div class=\"ad_3 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_3\" data-ad-slot=\"infobae\/economia\/nota\/ad_3\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_3\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_3\" class=\"infobae\/economia\/nota\/ad_3 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_3\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"11\">El <b>Banco Central<\/b> interviene como segunda instancia. Si el banco, la emisora de tarjeta o el proveedor financiero no resuelve el caso, o la respuesta resulta insatisfactoria, la persona afectada podr\u00e1 iniciar un tr\u00e1mite gratuito ante el organismo.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"12\">Para hacerlo, deben haber pasado al menos <b>10 d\u00edas h\u00e1biles<\/b> desde el reclamo ante la entidad. Ser\u00e1 necesario conservar el n\u00famero de gesti\u00f3n, una copia de la presentaci\u00f3n inicial, la respuesta recibida \u2014si la hubiera\u2014, im\u00e1genes del Documento Nacional de Identidad (DNI) y los comprobantes de las operaciones cuestionadas.<\/p>\n<div class=\"ad_4 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_4\" data-ad-slot=\"infobae\/economia\/nota\/ad_4\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/economia\/nota\/ad_4\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/economia\/nota\/ad_4\" class=\"infobae\/economia\/nota\/ad_4 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/economia\/nota\/ad_4\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"13\">El reclamo se presenta en l\u00ednea a trav\u00e9s del formulario del BCRA. La persona debe identificar a la entidad, el canal afectado \u2014como homebanking, tarjeta o billetera digital\u2014 y detallar las fechas, montos y caracter\u00edsticas de los movimientos que considera fraudulentos. El manual tambi\u00e9n recomienda realizar una denuncia policial o judicial, seg\u00fan el caso y la jurisdicci\u00f3n.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"14\">Si el conflicto persiste, el BCRA puede derivar el expediente a la Direcci\u00f3n Nacional de Defensa del Consumidor y Arbitraje del Consumo.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>03 Sep, 2026 06:33 p. m. EST Guardar El Banco Central de la Rep\u00fablica Argentina (BCRA) puso en marcha un sistema de perfiles de riesgo para reforzar los controles sobre las transferencias digitales en pos de identificar cuentas asociadas a maniobras fraudulentas y al juego ilegal. La herramienta se elaborar\u00e1 con informaci\u00f3n p\u00fablica y estar\u00e1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24964,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24963","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/24963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24963"}],"version-history":[{"count":0,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/24963\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/media\/24964"}],"wp:attachment":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}