{"id":22588,"date":"2026-08-18T08:55:33","date_gmt":"2026-08-18T11:55:33","guid":{"rendered":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=22588"},"modified":"2026-08-18T08:55:33","modified_gmt":"2026-08-18T11:55:33","slug":"buscan-dar-una-segunda-oportunidad-a-personas-sobreendeudadas-que-propone-el-proyecto-que-se-debate-en-diputados","status":"publish","type":"post","link":"https:\/\/cliente1.publisher.highstack.com.ar\/?p=22588","title":{"rendered":"Buscan dar una segunda oportunidad a personas sobreendeudadas: qu\u00e9 propone el proyecto que se debate en Diputados"},"content":{"rendered":"<div class=\"jwplayer-ctn\"><script src=\"https:\/\/census-web.scorecardresearch.com\/plugins\/streaming-jwplayer\/v2\/current.js\"><\/script><\/p>\n<div class=\"\">\n<div id=\"SDQMS2WYXFCUXJGXHEBVAOZFL4-custom_embed0\"><\/div>\n<\/div><figcaption class=\"jwplayer-figcaption\">El proyecto de segunda oportunidad para personas sobreendeudadas se debate en comisiones de la C\u00e1mara de Diputados<\/figcaption><\/div>\n<div class=\"sharebar-container display_flex sharebar-new\" style=\"opacity:1\">\n<div class=\"share-bar-article-date-container \"><span class=\"sharebar-article-date\">18 Ago, 2026 07:20 a. m. EST<\/span><\/div>\n<div class=\"sharebar-buttons-container display_flex\">\n<div aria-label=\"Guardar\" class=\"sharebar-buttons button-save\" role=\"button\" tabindex=\"0\"><svg width=\"9\" height=\"12\" viewbox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"saved-icon saved\"><path d=\"M6.64286 0.5V9.31687L4.1116 7.16407L4.11106 7.16361C3.79894 6.89891 3.34392 6.89891 3.03179 7.16361L3.03126 7.16407L0.5 9.31687V0.5H6.64286Z\"><\/path><\/svg><span class=\"buttons-save-text\">Guardar<\/span><\/div>\n<div class=\"sharebar-buttons-separator\"><\/div>\n<p><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Telegram\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M24.9696 12.5511L10.3405 18.0494C10.0623 18.151 9.92701 18.4484 10.0398 18.7168C10.0999 18.8619 10.2277 18.9779 10.3856 19.0214L14.1068 20.0805L15.4975 24.3312C15.6028 24.6576 15.9636 24.839 16.2944 24.7374C16.3921 24.7084 16.4823 24.6504 16.5575 24.5778L18.482 22.6846L22.2558 25.354C22.6091 25.6006 23.0977 25.5281 23.3533 25.1872C23.421 25.1001 23.4661 24.9986 23.4887 24.897L25.9845 13.3707C26.0672 12.979 25.8116 12.5946 25.4056 12.5148C25.2628 12.4858 25.1124 12.5003 24.9771 12.5511M23.1429 15.1116L16.347 20.9147C16.2793 20.9727 16.2342 21.0525 16.2267 21.1395L15.9636 23.381C15.9636 23.4172 15.926 23.4462 15.8884 23.439C15.8583 23.439 15.8358 23.4172 15.8283 23.3955L14.7533 20.0442C14.7007 19.8919 14.7683 19.7251 14.9111 19.638L22.9399 14.836C23.0226 14.7852 23.1353 14.8142 23.1804 14.894C23.2255 14.9666 23.2105 15.0536 23.1504 15.1116\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Linkedin\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M16.5556 27V16.2231H19.963V17.6949C20.0185 17.6368 20.0648 17.5787 20.1111 17.5206C20.8611 16.349 22.2037 15.739 23.537 15.981C25.3889 16.1359 26.8426 17.7046 26.9259 19.6411C26.9722 20.0478 27 20.4641 27 20.8708C27 22.817 27 24.7633 27 26.7095V26.9806H23.5741V26.6805C23.5741 24.8892 23.5741 23.0882 23.5741 21.2969C23.5741 20.8805 23.5278 20.4545 23.4259 20.0478C23.1945 19.1279 22.2963 18.5663 21.4074 18.8084C21.2037 18.8665 21 18.9633 20.8333 19.0989C20.3333 19.4281 20.0185 19.9897 19.9907 20.6094C19.9722 21.1419 19.9722 21.6842 19.9722 22.2167V26.9903H16.5648L16.5556 27ZM11.2222 27V16.2037H11.7407C12.6204 16.2037 13.5 16.2037 14.3796 16.2037C14.5833 16.2037 14.6482 16.2328 14.6482 16.4748V26.9903H11.2222V27ZM11.0093 12.8825C11.0093 11.8465 11.8055 11.0041 12.787 11.0041C12.8426 11.0041 12.8982 11.0041 12.9537 11.0041C13.9445 10.9363 14.7963 11.7206 14.8611 12.7567C14.8611 12.7954 14.8611 12.8438 14.8611 12.8825C14.8426 13.9283 14.0278 14.761 13.0278 14.7416C12.9907 14.7416 12.9537 14.7416 12.9259 14.7416H12.9074C11.9259 14.8191 11.0741 14.0445 11 13.0181C11 12.9697 11 12.931 11 12.8825H11.0093Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Twitter\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M11.0391 11L17.2165 19.8249L11 27H12.399L17.8415 20.7182L22.2389 27H27L20.475 17.6786L26.2613 11H24.8623L19.85 16.7855L15.8001 11H11.0391ZM13.0965 12.101H15.2838L24.9423 25.8987H22.7551L13.0965 12.101Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Facebook\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M17.3544 26.9921V18.9235H15V16.3346H17.3544V16.0805C17.3544 15.3816 17.3291 14.6748 17.3882 13.976C17.3882 12.8642 18.0633 11.8556 19.1266 11.3712C19.5232 11.1965 19.9452 11.0853 20.3755 11.0376C21.2532 10.9741 22.1308 10.99 23 11.0932V13.4201H22.7722C22.2743 13.4201 21.7848 13.4201 21.2869 13.436C20.73 13.4042 20.2489 13.8013 20.2152 14.3254C20.2152 14.373 20.2152 14.4128 20.2152 14.4604C20.1983 15.0481 20.2152 15.6357 20.2152 16.2234C20.2152 16.2552 20.2152 16.2949 20.2321 16.3267H22.9409C22.8228 17.2082 22.7046 18.0579 22.5865 18.9315H20.2236V27H17.3629L17.3544 26.9921Z\" fill=\"#555555\"><\/path><\/svg><\/button><button class=\"sharemenu-buttons display_flex\" aria-label=\"Compartir en Whatsapp\"><svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" fill=\"white\"><\/rect><rect x=\"0.5\" y=\"0.5\" width=\"37\" height=\"37\" rx=\"18.5\" stroke=\"#C2C2C2\"><\/rect><path d=\"M21.2863 19.9439C21.0997 19.8551 20.9664 19.9262 20.8419 20.0861C20.6731 20.3261 20.4687 20.5483 20.2909 20.7794C20.1665 20.9393 20.0243 20.9749 19.8376 20.8949C18.6645 20.4239 17.7757 19.6506 17.1269 18.5841C17.0292 18.4242 17.038 18.2997 17.1536 18.1575C17.3225 17.9531 17.4824 17.7576 17.6157 17.5354C17.678 17.4287 17.7135 17.2599 17.678 17.1532C17.4735 16.6111 17.2425 16.0867 17.0114 15.5535C16.9669 15.4557 16.8781 15.3313 16.7892 15.3224C16.4248 15.2602 16.0426 15.1891 15.7316 15.4912C15.1094 16.0778 14.8784 16.7977 15.0383 17.6243C15.1805 18.3619 15.5983 18.9663 16.0426 19.5618C16.887 20.6638 17.8646 21.6237 19.1622 22.1925C19.7932 22.4769 20.4331 22.7613 21.1441 22.7613C21.2685 22.7613 21.393 22.7613 21.5085 22.7346C22.4506 22.5391 23.1172 22.0058 23.0816 21.0193C23.0816 20.9216 23.0194 20.7794 22.9483 20.7438C22.3973 20.4594 21.8462 20.2017 21.2863 19.9439Z\" fill=\"#555555\"><\/path><path d=\"M26.9482 17.8724C26.3972 13.4642 22.1401 10.3447 17.7229 11.1179C12.6481 11.9977 9.71521 17.2859 11.6883 21.9963C12.1948 22.6629 12.0615 23.3472 11.8216 24.0849C11.5105 25.027 11.2794 26.0046 11.0039 27C11.1194 26.9733 11.1994 26.9644 11.2794 26.9378C12.5059 26.6178 13.7324 26.3068 14.9411 25.9868C15.1544 25.9335 15.3144 25.9602 15.5099 26.0579C17.1719 26.8667 18.9227 27.0978 20.718 26.7067C24.833 25.7913 27.4548 22.0496 26.9305 17.8902L26.9482 17.8724ZM20.0515 25.4624C18.4784 25.7113 17.003 25.3913 15.6166 24.6003C15.5099 24.5381 15.3411 24.5115 15.2077 24.547C14.4612 24.7248 13.7146 24.9292 12.9147 25.1336C13.1192 24.3693 13.3058 23.6672 13.5102 22.9473C13.5635 22.7606 13.5369 22.6273 13.4391 22.4673C11.0039 18.5479 13.1014 13.5442 17.6163 12.5043C21.2868 11.6511 25.0285 14.1841 25.5884 17.908C26.1395 21.5519 23.6954 24.8936 20.0515 25.4624Z\" fill=\"#555555\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"1\">El <b>Congreso<\/b> debate un proyecto de <b>segunda<\/b> <b>oportunidad<\/b> para personas con <a rel=\"noopener noreferrer\" href=\"https:\/\/www.infobae.com\/economia\/2026\/08\/17\/ya-son-nueve-los-bancos-que-se-sumaron-al-programa-de-desendeudamiento-en-caba-como-es-y-quienes-pueden-acceder\/\" target=\"_blank\" title=\"https:\/\/www.infobae.com\/economia\/2026\/08\/17\/ya-son-nueve-los-bancos-que-se-sumaron-al-programa-de-desendeudamiento-en-caba-como-es-y-quienes-pueden-acceder\/\"><b>sobreendeudamiento<\/b><\/a> que permitir\u00eda a un juez revisar deudas tomadas con m\u00e1s de un prestador. La intenci\u00f3n es frenar tasas abusivas, pr\u00e1cticas de cobranza agresivas y una situaci\u00f3n que, seg\u00fan el diputado nacional de Provincias Unidas <b>Pablo Juliano<\/b>, se agrav\u00f3 al punto de exigir una respuesta judicial sin costo fiscal.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-1\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"2\">Uno de los datos que el legislador puso en el centro de la discusi\u00f3n es la edad de los deudores: <b>m\u00e1s del 38%<\/b> son menores de 25 a\u00f1os. En di\u00e1logo con <a rel=\"noopener noreferrer\" href=\"https:\/\/www.infobae.com\/tag\/infobae-al-amanecer\/\" target=\"_blank\" title=\"https:\/\/www.infobae.com\/tag\/infobae-al-amanecer\/\"><i>Infobae Al Amanecer<\/i><\/a> marc\u00f3 una diferencia entre los niveles de mora de los bancos, que ubic\u00f3 en torno al <b>7%<\/b>, y los de las fintechs, donde ese porcentaje, dijo, puede triplicarse.<\/p>\n<div class=\"inline ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline\" data-ad-slot=\"infobae\/politica\/nota\/inline\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/inline\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/inline\" class=\"infobae\/politica\/nota\/inline arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/inline\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"3\">La iniciativa apunta a cualquier persona que tenga m\u00e1s de una deuda, ya sea con bancos, fintechs o tarjetas de cr\u00e9dito. En esos casos, el expediente ingresar\u00eda a un procedimiento judicial simple para que un magistrado examine la situaci\u00f3n y determine si hubo abuso, intereses desproporcionados o fallas en la forma en que se otorg\u00f3 el cr\u00e9dito.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-3\"><\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=992&amp;height=661&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=768&amp;height=512&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=577&amp;height=385&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=420&amp;height=280&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Sesion Ordinaria del Senado - Ley de Tierras - 6 de agosto\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"2000\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/4JMQLSIXRZEM3HVEHEQO26F2LA.JPG?auth=0e35fcdb0b450722d8a28b79024cbcfe108b0ab29dee770440a73185736689c1&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" width=\"3000\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"4\">Juliano sostuvo que el proyecto toma como referencia modelos aplicados en <b>Espa\u00f1a<\/b> y <b>Alemania<\/b>. Al explicar el alcance de la propuesta, afirm\u00f3: \u201cSe puede hacer un mont\u00f3n de cosas y reconocer el problema\u201d.<\/p>\n<div class=\"inline_2 ad-wrapper dfpAd ad-inline ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"inline_2\" data-ad-slot=\"infobae\/politica\/nota\/inline_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/inline_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/inline_2\" class=\"infobae\/politica\/nota\/inline_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/inline_2\"><\/div>\n<\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"revision-judicial-de-deudas-con-mas-de-un-prestador\">Revisi\u00f3n judicial de deudas con m\u00e1s de un prestador<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"5\">El punto central de la iniciativa es que no busca que el Estado absorba pasivos privados ni que los traslade a organismos p\u00fablicos. \u201c<b>Nuestro proyecto no tiene costo fiscal<\/b>\u201d, dijo Juliano, y agreg\u00f3: \u201cNo buscamos que la gente le termine debiendo al ANSES\u201d.<\/p>\n<div class=\"marfeel-recommender marfeel-recommender-5\"><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"6\">El diputado plante\u00f3 que el juez no solo podr\u00e1 observar el monto adeudado. Tambi\u00e9n tendr\u00e1 margen para revisar c\u00f3mo se otorg\u00f3 el cr\u00e9dito, si la contrataci\u00f3n respet\u00f3 la buena fe y si los intereses \u201cterminan siendo abusivos, por m\u00e1s que lo haya contratado la gente\u201d.<\/p>\n<div class=\"ad_1 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_1\" data-ad-slot=\"infobae\/politica\/nota\/ad_1\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_1\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_1\" class=\"infobae\/politica\/nota\/ad_1 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_1\"><\/div>\n<\/div>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=992&amp;height=541&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=768&amp;height=419&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=577&amp;height=315&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=420&amp;height=229&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=350&amp;height=191&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt=\"Una persona sentada se cubre la cabeza con las manos, mirando una mesa con facturas, sobres de papel y billetes de distintas denominaciones.\" class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"768\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/CPSKXGVOP5DVLLGOEBZJWASY7U.png?auth=730b028c9d7c8afc0ff3cdd92c0a660ef3c226c42a7a3808fda0874e0d2d1a98&amp;smart=true&amp;width=350&amp;height=191&amp;quality=85\" width=\"1408\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"7\">Ese enfoque, seg\u00fan Juliano, pone el acento en el cr\u00e9dito responsable. En sus t\u00e9rminos, la pregunta de fondo es: \u201c\u00bfSe prest\u00f3 realmente a sabiendas de que esa gente no lo iba a poder devolver?\u201d.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"8\">El legislador rechaz\u00f3 que el sobreendeudamiento pueda explicarse por falta de educaci\u00f3n financiera. \u201c<b>No estamos ante un problema de falta de educaci\u00f3n financiera<\/b>, estamos ante una soga en el cuello de estas personas que realmente no encuentran otra manera que salir a pedir prestado\u201d, asegur\u00f3. <\/p>\n<div class=\"ad_2 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_2\" data-ad-slot=\"infobae\/politica\/nota\/ad_2\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_2\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_2\" class=\"infobae\/politica\/nota\/ad_2 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_2\"><\/div>\n<\/div>\n<h2 class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\" id=\"falta-de-intervencion\">Falta de intervenci\u00f3n<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"9\">Para Juliano, el Gobierno nacional trata el problema como una cuesti\u00f3n privada y no como un fen\u00f3meno social. \u201c<b>El Gobierno pareciera tener vendados los ojos y acelera a fondo en la negaci\u00f3n<\/b>\u201d, afirm\u00f3.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"10\">El diputado a\u00f1adi\u00f3 que el Estado ya interviene en muchas relaciones entre privados y que en materia crediticia no deber\u00eda \u201cmirar para el costado\u201d. Desde esa l\u00f3gica, defendi\u00f3 la intervenci\u00f3n judicial como un mecanismo de control sobre situaciones de abuso y desconocimiento por parte de los tomadores de deuda.<\/p>\n<div class=\"ad_3 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_3\" data-ad-slot=\"infobae\/politica\/nota\/ad_3\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_3\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_3\" class=\"infobae\/politica\/nota\/ad_3 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_3\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"11\"><b>La propuesta tambi\u00e9n incorpora restricciones frente al hostigamiento digital. <\/b>Juliano relat\u00f3 que recibieron en redes sociales capturas de casos en los que familiares de deudores reciben mensajes de reclamo, una pr\u00e1ctica que vincul\u00f3 con cr\u00e9ditos concedidos por billeteras virtuales y fintechs con acceso a datos personales.<\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=992&amp;height=554&amp;quality=85\" media=\"(min-width: 1000px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=768&amp;height=429&amp;quality=85\" media=\"(min-width: 768px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=577&amp;height=322&amp;quality=85\" media=\"(min-width: 580px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=420&amp;height=234&amp;quality=85\" media=\"(min-width: 350px)\"><\/source><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" media=\"(min-width: 80px)\"><\/source><img alt='Primer plano de una persona sujetando un smartphone con ambas manos. La pantalla del tel\u00e9fono muestra una interfaz con el t\u00edtulo \"Pedir pr\u00e9stamo\".' class=\"global-image\" decoding=\"async\" fetchpriority=\"low\" height=\"1536\" loading=\"lazy\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/NMI3UMPKANETJM6WU62PRTQ4EM.png?auth=0f07439266f0d1df6903cfa8e420ef1e20216deb2df8c635732e39e3d92f5b80&amp;smart=true&amp;width=350&amp;height=195&amp;quality=85\" width=\"2752\"><\/picture><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"12\">Sobre ese punto, marc\u00f3 una exigencia de simetr\u00eda regulatoria. \u201cSi te quer\u00e9s comportar como un banco, portate como banco y cumpl\u00ed con las reglas del banco y esto no tiene costo fiscal\u201d, sostuvo.<\/p>\n<div class=\"ad_4 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_4\" data-ad-slot=\"infobae\/politica\/nota\/ad_4\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_4\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_4\" class=\"infobae\/politica\/nota\/ad_4 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_4\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"13\">El proyecto de segunda oportunidad est\u00e1 en la Comisi\u00f3n de Usuarios y Consumidores y en la Comisi\u00f3n de Finanzas de la <b>C\u00e1mara de Diputados<\/b>. Juliano asegur\u00f3 que hubo inter\u00e9s de bancadas como U-UP y <b>La Libertad Avanza<\/b> para abordar el tema.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"14\">Seg\u00fan el diputado, en el Congreso existen alrededor de <b>30 proyectos<\/b> vinculados con la misma problem\u00e1tica. \u201c<b>Lo que estamos pidiendo es no queremos tener raz\u00f3n, queremos que se pueda abordar<\/b>\u201d, se\u00f1al\u00f3.<\/p>\n<div class=\"ad_5 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_5\" data-ad-slot=\"infobae\/politica\/nota\/ad_5\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_5\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_5\" class=\"infobae\/politica\/nota\/ad_5 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_5\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"15\">Tambi\u00e9n relativiz\u00f3 la autor\u00eda pol\u00edtica de la propuesta. \u201cEl verdadero due\u00f1o de esta iniciativa no somos nosotros en particular, no es ning\u00fan partido, es el sentido com\u00fan\u201d, afirm\u00f3.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"16\">Juliano advirti\u00f3 que la cantidad de personas endeudadas creci\u00f3 y que aguardan datos actualizados del <b>Banco Central<\/b> para medir la magnitud del problema. Mientras ese debate sigue en comisi\u00f3n, insisti\u00f3 en que el objetivo es frenar el deterioro de quienes ya no pueden afrontar sus compromisos financieros y evitar que esa carga se convierta en una marca duradera para los deudores m\u00e1s j\u00f3venes.<\/p>\n<div class=\"ad_6 ad-wrapper dfpAd ad-1-al-6 ad-text ad-component-container\" style=\"--ad-shell-height:250px;--ad-shell-width:300px\" data-ad-wrapper=\"arcad\" data-ad-type=\"ad_6\" data-ad-slot=\"infobae\/politica\/nota\/ad_6\" data-ad-container=\"dfp\" data-ad-slot-name=\"infobae\/politica\/nota\/ad_6\">\n<p class=\"ad-shell-label\">PUBLICIDAD<\/p>\n<div id=\"infobae\/politica\/nota\/ad_6\" class=\"infobae\/politica\/nota\/ad_6 arcad ad-slot-node ad-slot-node--boxed\" data-ad-slot-id=\"infobae\/politica\/nota\/ad_6\"><\/div>\n<\/div>\n<p class=\"paragraph\" data-paragraph-number=\"17\">\u2013<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"18\"><b>Infobae <\/b>te acompa\u00f1a cada d\u00eda en YouTube con entrevistas, an\u00e1lisis y la informaci\u00f3n m\u00e1s destacada, en un formato cercano y din\u00e1mico.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"19\">\u2022 De 7 a 9: <b>Infobae al Amanecer<\/b>: Nacho Giron, Luciana Rubinska y Bel\u00e9n Escobar.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"20\">\u2022 De 9 a 12: <b>Infobae a las Nueve<\/b>: Gonzalo S\u00e1nchez, Tatiana Schapiro, Ram\u00f3n Indart y Cecilia Boufflet.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"21\">\u2022 De 12 a 15: <b>Infobae al Mediodia<\/b>: Maru Duffard, Andrei Serbin Pont, Fede Mayol y Facundo Kablan.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"22\">\u2022 De 15 a 18: <b>Infobae a la Tarde<\/b>: Manu Jove, Maia Jastreblansky y Paula Guardia Bourdin; rotan en la semana Marcos Shaw, Lara L\u00f3pez Calvo y Tom\u00e1s Trap\u00e9.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"23\">\u2022 De 18 a 21: <b>Infobae al Regreso<\/b>: Gonzalo Aziz, Diego Iglesias, Malena de los R\u00edos y Mat\u00edas Barber\u00eda; rotan en la semana Gustavo Lazzari, Mart\u00edn Tetaz y Mica Mendelevich<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"24\">Seguinos en nuestro canal de<a rel=\"noopener\" href=\"https:\/\/www.youtube.com\/@Infobae\" target=\"_blank\"> <i><b>YouTube <\/b><\/i><i>@infobae<\/i><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El proyecto de segunda oportunidad para personas sobreendeudadas se debate en comisiones de la C\u00e1mara de Diputados 18 Ago, 2026 07:20 a. m. EST Guardar El Congreso debate un proyecto de segunda oportunidad para personas con sobreendeudamiento que permitir\u00eda a un juez revisar deudas tomadas con m\u00e1s de un prestador. La intenci\u00f3n es frenar tasas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/22588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22588"}],"version-history":[{"count":0,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/posts\/22588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=\/wp\/v2\/media\/22589"}],"wp:attachment":[{"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cliente1.publisher.highstack.com.ar\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}